I'm an entrepreneur and futurist, living and working in London.


Arunjay co-founded 3 start-ups, with two exits and invested in another, which was acquired by Twitter in early 2015.


In May 2015, Arunjay won a
grant from the Bill and Melinda
Gates Foundation to enable
universal acceptance of mobile
money payments using basic
mobile phones.

Motivated by his passion for financial inclusion and solving poverty, Arunjay is focused on how he can use technology for good, breaking down barriers to democratise money. A highly regarded payment expert with strong strategic and analytical skills, Arunjay consulted with the GSMA Mobile Money programme for five years, where he provided a comprehensive understanding of the evolution of mobile money including analysing the impact of new technologies and business models. As advisor to the HEad of Mobile Money, in 2018 Arunjay led the strategy pivot to a Payments as a Platform approach and helped secure $17m funding for phase 4 of the programme.

Arunjay helped setup the DFS Lab, and designed the programme to support start-ups in emerging markets. He runs DFS Lab’s fintech bootcamps, five-day design sprints to build and test concepts and has mentored over 20 start-ups, including Nala, NobuntuNumiPezeshaPulaTaniHub and Teller.

As co-founder and CEO of Yooz, Arunjay is leading a revolution in remittances. With the marginal cost of transferring money from the UK to India reducing to near zero, while incumbents continue to charge high fees – Arunjay is looking to transform the international remittances industry one payment at a time.

A true global citizen, Arunjay moved half way around the world from India to Trinidad and Tobago at the tender age of 22 and has visited over 30 Countries across 6 Contents.

Arunjay spent the first five years of his career counting beans at EY.


2013 State of the industry: mobile financial services for the unbanked

Setting up shop: Strategies for building effective merchant payment networks

2014 State of the industry: mobile financial services for the unbanked

Embracing payments as a platform for the future of mobile money

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